Fractional Product Lawyer for FinTech Products

HI THERE, I’m Frances,

I’m a UK Financial Services Regulation Solicitor and the former Legal Director of Monzo Bank.

Customers

Aion Bank

Hokodo

Sling

Kinetic

Give A Little

Br-dge

Aion Bank • Hokodo • Sling • Kinetic • Give A Little • Br-dge •

  • We make sure that developing, changing, and closing Fintech products comply with legal and regulatory standards. We work with teams across product, marketing, engineering, and leadership to tackle potential issues and find solutions.

    Our legal advice draws on our practical experience in business and technology from past projects.

    Our daily tasks include obtaining licenses, drafting and negotiating contracts, reviewing customer journeys and marketing materials, creating Terms & Conditions and privacy policies. We also resolve legal disputes, provide team training, evaluate and manage legal risks, and handle governance processes.

  • Part time and medium term projects. I believe this is the sweet spot, as it enables customers to get quick, personalised and specialised legal advice, and the flexibly to change support to match different projects.

  • Buy Now, Pay Later (BNPL) Company: Fractional Head of Legal - regulatory compliance, commercial contracts, and data protection. Licensing strategy, law firm management, legal and compliance frameworks and recruitment processes.

    Large EU Bank: Fractional Product Counsel, advising on new products including Open Banking and Banking as a Service, commercial contracts and legal operations.

    Payment Facilitator (PayFac)/Payment Acquirer Service Provider: Advisory, data protection and commercial contracts.

    AI Service Provider: Advisory, terms and conditions, consumer duty and privacy policies.

    Registered Cryptocurrency Company: Fractional Product Counsel- advisory and market entry strategies.

    Payment Services Provider (PSP): Consumer duty implementation- advisory, policies and governance frameworks.

    Payment Services Provider (PSP) Licence Application- advisory, governance and policy drafting.

    Charity Payment Service Provider: Fractional Product Counsel- advisory, data protection, terms and conditions and commercial contracts.

    Registered Cryptocurrency Company: Advisory and implementation for financial promotion rules for cryptoassets under Policy Statement PS23/6.

    Carbon Credit Provider: Data protection policies, training, and data processing agreements.

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