Legal Counsel for Financial Services

Fractional and ad-hoc support across product development, regulation, contracts and compliance.

About

 I’m Frances Coyle, a UK solicitor and former Legal Director at Monzo, with deep operational experience from Klarna and Adyen. I provide clear, outcomes-focused counsel across legal, commercial and technology matters, built on years of working inside Europe’s leading fintechs.

Recent Projects

  • Plum Fintech Limited – UK & CY EMI + investments, Series B, 1.8m+ customers. Fractional Head of Legal & Co-Sec

  • Utility Warehouse Limited – Publicly listed UK FTSE 250 multiservice provider (insurance, credit, card, energy, broadband), 900k+ customers. Fractional Head of Compliance

  • Hokodo Limited – UK & EU B2B BNPL SaaS provider, Series B, active across multiple EU markets. Fractional Head of Legal & Compliance

Tools

Outsourcing & DORA Platform. I’m building OutsourceCheck, a SaaS tool that scans contracts, classifies outsourcing, and auto-populates your DORA/FCA/EBA registers.

Frances@turtlelaw.com