Frequently Asked Questions

Can you draft and negotiate fintech and payments contracts?

Yes. I draft, review and negotiate customer terms and conditions, payment services agreements, PSP and acquiring agreements, technology contracts, outsourcing arrangements and strategic partnerships.

Can you advise whether our payment product needs FCA authorisation?

Yes. I advise on how UK financial services regulation applies to new products and business models, including payment services, electronic money, open banking and regulatory exemptions. I also support FCA authorisation applications.

Can you act as our fractional Head of Legal?

Yes. I provide ongoing senior legal support for fintech and payments businesses, working directly with founders, leadership teams and boards on commercial, regulatory and strategic matters.

Can we engage you for a specific project or to support our existing legal team?

Yes. I work on individual contracts and regulatory matters, larger projects and ongoing engagements. I can also work alongside your existing legal team where specialist fintech or payments expertise is needed.

Is Turtle Law a regulated law firm?

Turtle Law is an independent legal services company specialising in fintech and payments. The services I offer do not require the company to be SRA-authorised.

I am a qualified solicitor of England and Wales, personally regulated by the Solicitors Regulation Authority (SRA), and my legal advice is covered by professional indemnity insurance.