Fintech and payments law. From the inside.

Former Director of Legal at Monzo

I'm a specialist lawyer advising ambitious fintech, payments and technology businesses. Having held senior roles at Monzo, Klarna and Adyen, I bring commercial judgment, regulatory expertise and first-hand industry experience to the decisions that matter.

UK-qualified Solicitor advising through Turtle Law Ltd.

Get in touch →

frances@turtlelaw.com

Recent Writing

When Artificial Intelligence Buys the Wrong Thing: Autonomy, Consent and Liability

Oxford Business Law Blog

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What I Do

Commercial Contracts

Drafting and negotiating contracts, terms and conditions, technology agreements and strategic partnerships.

Regulatory Advice

Advising on how regulation applies to your business, products and operations.

Fractional Legal Counsel

Ongoing legal support on a flexible basis.

Clients choose to work with me because I don't just tell them what the legal position is.

I help them decide what to do about it.

Fractional Legal Leadership & Advisory

Get in touch →

frances@turtlelaw.com