Fractional Legal & Compliance Consultant for Fintechs and Ambitious Companies
With over a decade at Adyen, Klarna, and Monzo, I help businesses grow by delivering practical, commercial solutions that work in the real world.
Areas of Expertise
Banking/ EMI/ Payments
PSD2, EMI Directive, MiFID, Outsourcing & DORA, Card Schemes, Open Banking
Data Protection/ AI
GDPR, Data Protection Act, Schrems II, AI Act, AI governance & risk
Contracts/ T+C’s
Commercial contracts, Customer T&Cs, Consumer rights, B2B agreements, Outsourcing agreements, Technology / SaaS contracts, Equity & incentives
Compliance & Governance
Governance frameworks, Risk registers, 2nd-line compliance reviews, Policies & procedures, Board support, Audit actions & remediation
Recent Projects
Plum Fintech Limited – UK & CY EMI + investments, Series B, 1.8m+ customers. Fractional Head of Legal & Co-Sec
Utility Warehouse Limited – Publicly listed UK FTSE 250 multiservice provider (insurance, credit, card, energy, broadband), 900k+ customers. Fractional Head of Compliance
Hokodo Limited – UK & EU B2B BNPL SaaS provider, Series B, active across multiple EU markets. Fractional Head of Legal & Compliance
My Philosophy
I believe in smarter legal, not more legal. I synthesise, speak in plain English, and translate risk into pounds and pence. I’m straight-speaking, no-nonsense, and committed to delivering on time and on budget.
My focus is always on the success of the project and the team. I work with stakeholders to design processes that make sense for the organisation and support its goals, constantly checking they’re working in practice.